Reinsurance is often a company’s biggest single asset.
When carried out successfully, it protects a company’s profitability as well as its stability.
We start with a mapping of the underwriting risks to measure the reinsurance needs and then we quantify the impact of the PML curve, the decrease in reinsurance limit needed, the cost of reinsurance purchased and the impact on the company’s retained net average annual loss.
We determine also the optimal balance of risk and return for use of reinsurance strategy, economic capital modelling and capital allocation.