In the context of Solvency II, the general conditions must be matched with your appetite for risk and your tolerance limits.

It is therefore essential, during the development of a new product, to develop general conditions which reflect these elements.

Special attention should be paid to:

  • The initial selection
  • The extent of the guarantees and the limits of intervention
  • Exclusions

We look at the consistency between these different elements which have a direct impact in terms of the capital needs of your company.


We also study the consistency between your products and your reinsurance policy.